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Terms & Conditions

This policy elaborates on the procedure of information collected by us and how we uphold your privacy and safeguard all the information provided by you, while providing you our services.

″Phone Call″ means phone call conversations between you and our associates or sales advisers.

″Policy″ means this privacy policy as amended from time to time

This Policy applies to the collection, use, processing, and access of all information that we collect on the Website. This includes but is not limited to information you upload, conversations you have with us over Phone Calls, emails that you exchange with us, and any information submitted by you to us.

The Policy does not apply to, nor do we take any responsibility for, any information that is collected by any third party either using the Website or through any links on the Website or through any of the advertisements.

Personal/Sensitive/Other information: Defined

″Personal Information″ implies personally identifiable information like your name, your address, your age, your email address and your phone number

″Sensitive Personal Information″ which means your financial information, your passwords, any biometric or medical or health related information, or such other information as identified as sensitive personal data or information under the relevant applicable laws in effect.

″Other Information″ means all other information other than Personal Information, Sensitive Personal Information. To give examples of this, this could be device information, your usage patterns, and information you share with us or our associates.

This Policy is effective and applicable to you from the time you register with the Website. For the purposes of this privacy policy, ″you″, ″your″ or ″yourself″ shall mean any person (including a legal entity recognized as a person under law) who is a user of the Website.

You may also provide information to be published or displayed or posted on the Website, or transmitted to other users of the Website or third parties. Any such information is posted or transmitted to others at your own risk. Please be aware that we cannot control the actions of other users of the Website with whom you may choose to share information with.

You agree that your personal information provided on the Website may be used to contact you to understand your Services Requirement and to seek your feedback in order to improve the performance of the Website, product offerings, and communications relevant to your use of the Website, and/or to supplement your search of information and material provided on the Website.

You are responsible for maintaining the confidentiality of the user name and password assigned to you by the website. However, certain information provided by you to the Website may be saved in the form of cookies while you have the option to change the settings of your internet browsers to prevent such information from being saved.

Security of Personal Information

We take the security of personal information very seriously and have undertaken security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data for the same. The information and data that we receive through the Website is stored on our database, which is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited.

When you use the Website, the services, applications or facilities offered therein, the personal information you share may be visible to other users and can be read, collected, or used by them. You are responsible for the personal information or the sensitive personal data or information you choose to submit in these instances.

We never sell personal data. We are also compliant with the EU General Data Protection Regulation (“GDPR”) for storing and processing data.

Use of your Information:

We share your personal information like phone number and email with our internal staff only when we believe that they can offer suitable service to you and should connect with you.

From time to time, we may use your personal information to send important notices, such as communications or useful material that may be of interest to you and changes to our terms, conditions, and policies. Whilst this information is important to your interaction with manitaa.in, you may opt out of receiving these communications by contacting us at manitaainfo@gmail.com or by using corresponding features on our website.

Permitted Disclosures

Besides the above, by law, or by any court or governmental agency or authority for manitaa.in to disclose your sensitive personal data or information. We may also disclose your sensitive personal data or information if we determine that for purposes of national security, law enforcement, or other issues of public importance, such disclosure is necessary or appropriate. We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our terms and conditions or protect our operations or users. Additionally, in the event of a reorganization, merger, or sale we may transfer any and all personal information we collect to the relevant third party. For the aforesaid purposes, we do not require you prior consent to disclose your personal information.

Third Party Disclosure

By accepting our terms of use, we have been authorized by you to disclose your personal information to third parties who may contact you in order to provide information about services of interest to you. Whilst we enter into legally enforceable contracts with third parties to ensure that there may be no misuse of the personal information they obtain from the Website, we offer or provide no indemnity or guarantee for the same on their behalf. You undertake to not hold us liable for any breach done by any third party of their legally enforceable contracts or arrangements with us, as a result of which you may have suffered or incurred a wrongful loss, or any other person has incurred a wrongful gain.

Any complaints or concerns with regards to the contents of the Website or of any abuse of law may be raised to our team at manitaainfo@gmail.com

Amendments to the Privacy Policy

To keep up with the ever changing times, we may make changes to the Policy. We will indicate that the Policy has changed and this will be displayed prominently on the Website. You will need to ascertain for yourself what changes have been made or whether or not you agree with the changes. If you do not agree to the changes, you should discontinue your use of the Website, because as we have told your earlier, your use or access of the Website will constitute your acceptance of the Policy as then changed.

Terms of Use:

This Privacy policy shall be read with and form a part of the Terms of Use.

Grievance Redressal

If you have any complaints about the Website, its contents or anything in relation thereto, please contact our grievance redressal team at manitaainfo@gmail.com


Manitaa.in (TM) (hereinafter referred to as “Website”) is owned, hosted, and operated by Manitaa (An initiative of Pragmatic Learning Private Limited). THE CONTENT OF this website i.e., Manitaa.in , is provided on an ″AS IS″ and on an ″AS AVAILABLE″ BASIS, WITHOUT WARRANTIES or REPRESENTATIONS OF ANY KIND, EITHER EXPRESSED OR IMPLIED.


Manitaa does not endorse any views expressed by third parties on this Website nor any information posted on this Website by third parties, and shall not responsible for them. It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, services and other information provided through the Website. You are strongly advised to verify the authenticity of the information provided on this Website prior to relying and acting on the same.

By using or accessing this website for any or all the materials and information contained herein, you acknowledge that you have read, understood, accepted and agreed to be bound by the Terms and Conditions for use of the Website contained herein. Moreover, as stated by the use or access of this Website would expressly mean that you irrevocably accept all the terms of this Disclaimer and the Website User Agreement as specified in this website. The use or access of this Website in any manner shall constitute an irrevocable acceptance of this Disclaimer.

In the event you find any information/material on this Website to be inappropriate or objectionable, please report the same to manitaainfo@gmail.com

No Liability / Limitation of Liability

While Manitaa uses its reasonable efforts to include accurate (approx.) and up-to-date information on this website, errors or omissions sometimes may occur. Manitaa expressly disclaims any liability, whether in contract, tort, and strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access to or use of this site.

All information given in this website, including but not limited to graphics, text and links to other sites, is provided ″as is″ and is subject to change without prior notice. Such information is fully provided permissible and pursuant to applicable law, without the warranty of any kinds expressed or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or similar disabling devices.

Your use of the Website and its functionalities shall not act to make

Manitaa your agent in any form or manner.

Any disputes between you and any other users are to be resolved between You and such users only and Manitaa is not responsible and shall not be required to mediate or resolve any disputes or disagreement between such users. You acknowledge and agree that You cannot and will not enjoin the Company or its affiliates, officers, employees, agents and professional advisors as a party to any such dispute.

Manitaa does not (at all) warrant the adequacy, accuracy or completeness of any information on this site and expressly disclaims any liability for errors or omissions therein. Users are responsible for evaluating the accuracy, completeness or usefulness of any information or other content available on this site. Further Manitaa does not warrant the error free and uninterrupted service of this website.

Manitaa undertakes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communication line failure, theft or destruction or unauthorized access to or alteration of customers data/information.

By acting on any information provided on Manitaa, you confirm, on behalf of yourself and your past and present parent companies, subsidiaries, divisions, affiliates, officers, directors, employees, partners, principals, members, stockholders, owners, successors, transferees, assigns, heirs, executors, administrators, attorneys, agents and representatives, that you hereby irrevocably and unconditionally, forever waive, release, acquit and discharge Manitaa and its past and present employees, associates, partners, principals and their respective successors, transferees, assigns, heirs, executors, administrators, attorneys, agents and representatives, in each case, from, against and with respect to, any and all actions (including any legal proceeding), causes of action, complaints, charges, claims, costs, damages, demands, debts, defenses, duties, expenses, fees (including any attorney or adviser fees), fines, injuries, interest, judgments, liabilities, losses, obligations, penalties, promises, reimbursements, remedies, suits, sums of money, and torts of any kind and nature whatsoever, whether in law, equity or otherwise, direct or indirect, individual or derivative, fixed or contingent, foreseeable or unforeseeable, liquidated or unliquidated, known or unknown, matured or unmatured, absolute or contingent, determined or determinable arising in relation to or resulting from the information, advice, opinion or services provided through this Website.

Use of Information/data supplied

The users agree and irrevocably authorize manitaa.in to use for its own purpose, any data or/and information supplied by the user in connection with this Agreement, and/or pass on such information to any other associated companies or selected third parties as Manitaa.in may determine. The user further acknowledges that the representative of Manitaa may contact the user, upon the user agreeing to be contacted by Manitaa.in and, manitaa.in may store personal information of the respective user for a reasonable amount of time, further, voice conversations between the user and representatives of manitaa.in may be recorded by manitaa.in

The user agrees and acknowledges that the recorded voice conversations stored by Manitaa.in are not sensitive personal data or information of such users, as understood under the applicable laws. Further, the user has consented to manitaa.in passing on such voice recordings to any other associated companies or selected third parties as manitaa.in may determine.

Terms of Use:

In relation to the use and access of the Website, its content and features, You agree and undertake the following:

manitaa.in shall take all reasonable efforts for data backup and business resumption,

Upload, transmit or publish any information or material which is threatening, abusive, obscene, derogatory (in any form), defamatory or libelous, discriminatory, racially or ethnically objectionable or contains pornography is strictly debarred ;

Violating the privacy or publish any personal information of any person except to the extent specifically (officially/legally) approved by such person and only to the extent absolutely necessary.

Upload, transmit or publish any viruses or other malware, to corrupt, interrupt, limit, destroy or otherwise impact the Website, the Company’s computer systems, or the computer systems of other users or third party systems is strictly debarred;

Access the Website in any unauthorized manner, including by hacking or using log in credentials of any other user is strictly debarred;

Use the Website for any unauthorized marketing purposes or for sending any unsolicited materials is strictly debarred; and

The users of manitaa.in are subject to Manitaa privacy policy.

If any of your actions on the Website or materials posted by you on the Website are inferred/flagged as inappropriate, the Company reserves the right to review such actions or content to determine, in its sole and absolute discretion, whether it violates these Terms and Conditions. If the Company removes your content or disables your account and/or access to the Website, you may assume that such removal or disablement was purposeful on the part of the Company. The Company may, additionally refuse to let you re-register on and/or use the features and functionalities of the Website as its sole option.

Payment Terms

manitaa.in does not store or keep credit card data in a location that is accessible via the Internet. Once a credit card transaction has been completed, all credit card data is moved off-line only to ensure that the data/credit card information received is not accessible to anyone after completion of the on-line transaction and to ensure the maximum security. Manitaa.in uses the maximum care as is possible to ensure that all or any data/information in respect of electronic transfer of money does not fall in the wrong hands

Manitaa.in shall not be liable for any loss or damage sustained by reason of any disclosure (inadvertent or otherwise) of any information concerning the user’s account and/or information relating to or regarding online transactions using credit cards / debit cards and/or their verification process and particulars nor for any error, omission or inaccuracy with respect to any information so disclosed and used whether or not in pursuance of a legal process or otherwise

Cancellation/Refunds Terms

The information facilitated by manitaa.in will never vouch/guarantee the desired conversion for any customer and hence cannot ever entail/endow any cancellation or refund for any transaction/payment whatsoever

In the event of any inadvertent disconnect while you transact with assistance of manitaa.in, due to any reason/s, you are notified that we don’t have a cancellation policy as we charge for services and not products. Cancellation charges cannot be made effective for the services provided by us. Please be informed that the requests received will not be treated as cancellation of our services.

Refunds will be issued to the original partaker in the transaction only in case of double or extra payment made in favor of manitaa.in owing to a technical glitch (while transferring funds electronically/manually)


By registering with the Website, You hereby undertake to indemnify, defend and hold harmless Manitaa and its past and present employees, associates, partners and principals from and against any and all losses, liabilities, penalties, settlements, damages and expenses (including, without limitation, reasonable expenses of investigation and attorneys€™ fees and expenses), irrespective of whether any of the foregoing is payable in cash, kind or liable to be suffered through deductions, withholding or set off incurred or suffered as a result of your use of the material / information provided on this Website or from any breach of the Terms and Conditions contained herein.

Severability of Provisions

This Agreement between you and Manitaa governs your use of the Website. If any provision of these Terms and Conditions or part thereof is inconsistent with or is held to be invalid/void by or under any law, rule, order, or regulation of any government or by the final adjudication of any court, such inconsistency or invalidity shall not affect the enforceability of any other provision of the Terms and Conditions.

Link(s) to third-party websites

Manitaa is not at all responsible for the content of any other internet sites linked to its website. A link to another site is meant for convenience only and does not imply that Manitaa endorses the site or any products or services that it describes. Your use and access of any other internet sites linked to or from this site is at your own risk and cost. Further Manitaa does not have any obligation or liability in connection therewith by accessing this website, you also agree to abide by the proprietary guidelines set forth at any website accessed or linked to through this website.

Governing Law

By accessing the Website, you agree that the laws prevailing in India shall be the governing laws in all matters relating to Manitaa as well as these Terms and Conditions.


Exclusively the Courts at New Delhi, India shall have the exclusive jurisdiction in all matters relating to services provided by Manitaa and these Terms and Conditions, irrespective of the territory and jurisdiction of your access to this website. If Manitaa becomes aware of inappropriate use of this website or any of its Services, Manitaa will respond in any way that, in its sole discretion, Manitaa deems appropriate. You acknowledge that Manitaa will have the right to report to law enforcement authorities, any actions that may be considered illegal, as well as any information it receives about such illegal conduct. When requested, Manitaa will co-operate fully with law enforcement agencies in any investigation of alleged illegal activity on the Internet. Manitaa reserves all other rights.

Note: The terms in this agreement may be changed by Manitaa at any time. Manitaa is free to offer its services to any client/prospective client without restriction.

Email, SMS and Phone Call Disclaimer

Manitaa.in, referred to as Manitaa, is committed to providing the best service experience, and by opting in to enter your mobile /landline number/email, you give Manitaa, the consent to call/sms/email you on the shared number/email for your transaction, despite its possible registration under DND (National Do Not Call Registry). Manitaa or its associates may call you to understand your requirements and serve you best. Manitaa or its associates may call you to understand your requirements and serve you best. In no event Manitaa will be liable under any Law, for any expense, loss or damage including, without limitation, indirect or consequential loss or damage, or any other expense, loss or damage whatsoever. Manitaa is hereby being indemnified from all complaints/grievances/claims whether legal or commercial arising from the use of the said number.

Capacity to form Contract

By agreeing to the term of use of the Website, you represent and confirm that you are a person who is above the age of 18 (eighteen) and of sound mind. Further, in order to use the services that in order to gain access to the users of this Website, you, on your free will agree to be legally bound by the Terms and Conditions contained herein this Terms and Conditions. In addition to the above, you acknowledge by your conduct of accepting the Terms and Conditions of this Website that you are legally bound by all the covenants, undertakings, etc. contained herein.


Any violation of the Terms and Conditions may be reported to manitaainfo@gmail.com

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